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Cheating in the name of PM Samman Nidhi: Hello!  this is the bank manager speaking...

A case of fraud has come to light in the name of Pradhan Mantri Samman Nidhi Yojana in Sagar. Cyber ​​thugs stole money from the account on the pretext of putting money in the account. In the matter, the complainant reached the SP office and complained. A resident of the Sagar district in Madhya Pradesh Sapnadevi told that a call came on the mobile number.

The thug said that I am the bank manager from the head office of Pradhan Mantri Samman Nidhi Yojana. The balance amount of 8 thousand rupees of the scheme has to be transferred to your account. You get your mobile number, account number, and Aadhaar card verified, for which OTP will arrive on your mobile please share it.

After which the victim told him the OTP. But there was no money in the account, so could not withdraw. But after some time, a call came on the son's mobile and asked him to become a guarantor, for which a link was sent. As soon as the link was opened, 5 thousand rupees were deducted from the account in no time. As soon as the information about the withdrawal of money was received, the account holder investigated the matter, reached the SP office, and complained about the fraud.

Cyber ​​thugs are adopting these methods in cheating

-Cheating by creating a fake Facebook ID.

- Cheating by asking for the details of people by becoming a bank employee.

-Cheating in the name of getting the tower installed.

How to protect from fraud

-Privacy should be kept on Facebook profile. Also, the request of any other unknown person should not be accepted. If someone asks for loan money, first call the person concerned and get complete information.

-If any person pretends to get a job, then go to the company concerned and get his information.

-If any bank employee asks you for a PIN or other information related to the account, then do not give information to him. The bank never asks for personal information related to the account.

If you take strict steps against cyber fraud, then you will not have to bear any kind of loss and you can get refund within 10 days.

Take immediate action

If you have become a victim of any online financial fraud, then take immediate action. Many times people do not understand what to do when this happens. But, instead of panic, you should think about ways that will also get your money back and cybercriminals can also be caught. According to the Reserve Bank of India (RBI), if you become a victim of an illegal electronic transaction, then your responsibility can also be zero. But this will happen only if you inform your bank about this immediately.

Report within three days

If you become or have become a victim of cyber fraud and money goes out of your account, then you must complain about it within three days. For this, you can also make a complaint on or by visiting the local police station.

Money will be refunded

If you take strict steps against cyber fraud then you will not have to bear any kind of loss and you can get refund within 10 days. If you become a victim of such online financial fraud then do not remain silent at all. Along with the related information, you should give this information in writing to the bank and you should file a complaint.

This is the helpline

A national helpline 155260 has also been launched to protect against financial loss due to cyber fraud. But, at present this service is available only in 7 states like Chhattisgarh, Madhya Pradesh, Rajasthan, Telangana, Uttarakhand and Uttar Pradesh. However, soon it will be launched in other states and union territories as well. A report states that between April 2009 and September 2019, 1.17 lakh people have suffered a loss of Rs 615.39 crore from their hard-earned money through online banking frauds.

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Tags: scam pm samman nidhi cyber fraud cyber crime helplines local money frauds


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